Your loan
Rates default to today's indicative carded rates (as at 30 June 2026) — editable, since an adviser prices your real options.
Total loan
Loan term
THE SPLIT · TOTALS 100%
1yr — share
1yr — rate
2yr — share
2yr — rate
3yr — share
3yr — rate
YOUR STRUCTURE
Blended rate
5.32%
Total fortnightly
$1,540
Each part
1 year fixed · 50% · 5.19%$300,000 · $759/fn
2 years fixed · 30% · 5.35%$180,000 · $464/fn
3 years fixed · 20% · 5.59%$120,000 · $317/fn
Allocated$600,000 of $600,000
Why split?
Fixing the whole $600,000 on 1 year would be $1,518/fn at 5.19% — but the entire loan then rolls over at once. A split means only part of it re-prices at each rollover, so a bad rate day can't hit all of your loan. The trade-off is a slightly higher blended rate for lower timing risk.